Meet the team who make us today!

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Hostly — STR vs LTR ROI (NZ)

Neutral styling. No external libraries. Paste into a WordPress HTML block. Defaults are conservative NZ placeholders.

Scenario Settings

Analysis Horizon (years)

Discount Rate (for NPV/IRR, % p.a.)

Inputs are typed GST-inclusive

We normalise to net-of-GST for tax where appropriate.

STR GST registered?

LTR GST registered?

Webhook URL (lead capture)

Visitor Email (for export)

Exports can require an email (toggle below).

Require email for CSV/JSON export

Property & Financing

Property Value (current)

Acquisition/Setup Costs (initial)

Annual Property Appreciation (%)

Cost Inflation (opex, % p.a.)

Loan Principal

Interest Rate (% p.a.)

Loan Term (years)

Interest-Only Period (months)

Interest Deductibility by Year (%)

Revenue (Short-Term vs Long-Term)

Short-Term Rental (STR)

Average Daily Rate (ADR)

Occupancy (%)

Average Length of Stay (nights)

ADR Growth (% p.a.)

Cleaning Cost per Stay (STR)

Assumes 1 clean per stay. Inflated annually by Cost Inflation.

Long-Term Rental (LTR)

Weekly Rent

Vacancy (%)

Rent Growth (% p.a.)

Operating Costs

Name	Unit	Amount	Applies	Split to STR % (if Both)	Deductible?	Delete

Units: per_month, per_year, per_night (STR), per_stay (STR), pct_revenue (STR or LTR revenue depending on Applies). Percent lines use 0–100 values.

Depreciation (Chattels)

We treat depreciation as a non-cash tax expense. Optionally, mirror it as a cash "capex reserve" to reflect replacement spending.

Apply Capex Reserve equal to Depreciation (cash impact)

Name	Cost	Method	Useful Life (yrs)	DV Rate %	Purchase Year (0=now)	Replacement Cycle (yrs, 0=none)	Delete

Tax Settings (NZ)

Entity

Override Rate (%)

Edit NZ individual tax bands below (update if policy changes).

Up to (NZD)	Rate %	Delete

Ring-fence rental losses (don’t offset other income)

Lead capture: if an email is entered and a webhook URL is provided, this app will POST the scenario + metrics to your endpoint on export.

Results

Quick Visual (Post-Principal Cash Flow)i

Year-by-Year Projection

Cash flows include net GST payable/credit. Cash Flow Pre-Principal excludes principal; Post-Principal includes it.

Year	STR: Cash Pre	STR: Cash Post	LTR: Cash Pre	LTR: Cash Post	STR: Equity	LTR: Equity	Net Worth Δ (STR−LTR)

Our Vision

Fitness tracking platform for everyone.

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Our Vision

Fitness tracking platform for everyone.

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Our Mission

Easy. Fun. Reliable fitness tracking.

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Our Mission

Easy. Fun. Reliable fitness tracking.

Sit ut sed aliquam nam platea semper est erat ut id libero tempus dignissim quis vel turpis vivamus pellentesque convallis proin libero nisl fermentum faucibus tempus, lectus enim orci id at in.